Promo Full Width

Business Needs

Tools to Help Your Business Succeed

We have solutions that can help you to accept payments safely as well as help you increase sales, deepen customer relationships and drive repeat business.

Contactless Payments

Help protect your customers and employees with touchless payments via Near Field Communication (NFC) functionality.

Cash Flow

Cash flow should be an asset, not a worry. Get access to the funds you need to run your business as soon as the next business day.*


Sell your products or services online anytime. It’s like you’re open 24/7 when you have eCommerce capabilities.

Loyalty Programs

Want to attract more foot traffic and retain existing customers? Enjoy a variety of gift card tools**, from custom branding to managing card inventory.


Help protect transaction data for your business and your customers with multi-layer security solutions.


Get up to $1,000 account credit when you open a new Citi Merchant Services account.*** Terms and conditions apply.


Next Day Funding
*Transactions need to be batched and sent to First Data by 11:00 p.m. ET for funds to be available in your Citibank Business account after 12:00 p.m. ET the following business day. Weekends and holidays will cause a delay to the next-day funding process. Transaction details may not be reflected until the second business day. Terms and conditions apply.

Gift Card Program
**Clover Gift Cards are offered exclusively by First Data Merchant Services LLC and Clover and are not offered by Citigroup or any of its affiliates. These services may result in additional costs.


Use of the Clover platform requires a Merchant Processing Agreement.

***Promotional offer is available only for new qualified Citi Merchant Services customers who apply for an account between 1/01/2022 and 6/30/2022. To be eligible, merchant must (1) complete an application for a new merchant processing account between 1/01/2022 and 6/30/2022, (2) meet the minimum annual processing volume, (3) be credit approved by 7/31/2022 and (4) activate the account within 30 days from the date of credit approval. Account credit will be deposited into the merchant’s checking account 60 days after account activation. Amount of account credit based on merchant’s annual processing volume: annual processing volume $1,000,000 or more = $1,000 account credit, annual processing volume $750,000 to $999,999 = $750 account credit, annual processing volume from $500,000 to $749,999 = $500 account credit, annual processing volume from $250,000 to $499,999 = $250 account credit, and annual processing volume from $100,000 to $249,999 = $100 account credit. Only one offer per eligible business. Offer cannot be combined with any other offer. Offer subject to change. Merchant Services products and services are provided by First Data Merchant Services LLC. Terms and conditions apply.

Citi Merchant Services is provided by First Data Merchant Services LLC. Clover point-of-sale devices are provided by First Data Merchant Services LLC and Clover Network, Inc. Citibank, N.A. is not affiliated with First Data Merchant Services LLC. or Clover Network, Inc.